Plot
Dick Harper, a successful aerospace engineer at Taft Aerospace, and his stay-at-home wife Jane are an upper-middle-class couple who live in a suburban home with their son Billy and enjoy a comfortable lifestyle. However, their lives are upended when Dick's boss, Charlie Blanchard, unexpectedly fires him due to the financial decline of the aerospace industry. As a result, their newly installed swimming pool remains unfinished in the backyard, and their new lawn is repossessed by the landscape crew. With no savings or life insurance, Dick and Jane have been living beyond their means, and owe $77,000 on the house.
Their attempts to find other gainful employment backfire. Jane is hired as a model at an upscale department store, but during a fashion show, she falls against a food cart, causing a chain reaction that ultimately sets two tables on fire. Dick invites a prospective employer from another aerospace company to lunch at the Harper home, but just when he is about to get hired, the landscape contractor shows up outside with a megaphone and demands that the Harpers return their indoor plants.
Dick applies for unemployment insurance and food stamps. At the unemployment office, he runs into a former janitor at Taft Aerospace who gets them both under-the-table jobs as background actors in a local opera production, but the unemployment office clerk, who is in the audience, recognizes Dick under the makeup and disqualifies him from unemployment for the next three years. When Jane reluctantly visits her wealthy parents to borrow money, her father suggests that she and Dick view this experience as an opportunity for growth.
Dick and Jane visit a small loan office and are offered $1,000 per year at 18-and-a-half percent interest. Shortly afterwards, two armed robbers hold up the office. As the police arrive, the robbers drag Jane out the back door before fleeing during a shootout with the police. Returning home, Jane reveals to Dick that she grabbed $2,000 the robbers dropped. Deciding to keep the money, they pay the electricity bill and splurge on an expensive dinner at home. During the dinner, the food stamp inspector arrives at the house. Despite their extravagant dinner and expensive house, the Harpers are eligible for the food stamp program.
Dick plans an armed robbery and convinces Jane to be his getaway driver. After a few failed attempts, Dick successfully robs a sleazy motel, a record store, a restaurant, and the local phone company office, which makes the angry customers waiting in line cheer the Harpers on. Now rich, Dick and Jane throw a party to show their old friends, including Charlie Blanchard, their new swimming pool and lawn.
Attending a sermon by an evangelist, Dick and Jane rob him of his collections. The evangelist chases them in his van, and as a police car joins the chase, Jane tosses some of the money out the window. People run into the street to grab the money, blocking the police and the evangelist. At home, the Harpers consider quitting their life of crime, before they see Charlie on television, testifying in front of a congressional committee investigating aerospace corporation payoffs. Realizing that Charlie keeps $200,000 in his office as a slush fund (used to pay off lawmakers), Dick and Jane decide to rob Charlie.
At a Taft Aerospace party, Dick and Jane break into Charlie's office, crack the safe, and steal the money. They return to the party, but a security guard alerts Charlie before the couple can leave. Dick admits to Charlie that he and Jane have stolen his money, before revealing that they have called the police to report the robbery. Knowing that the $200,000 might lead to further unwanted investigations, Charlie tells the arriving police that no crime was committed and lets the couple leave with the money.
A press release announces that Dick has been hired as president of Taft Aerospace, after Charlie has resigned.
